spend of $80 is required. Welcome Bonus: 5,000 KrisFlyer miles the very first time you charge to your Card (for first-time American Express Singapore Airlines Credit Card applicants only). Top Credit Card Promotions And Deals On SingSaver Here’s a compilation of all the credit card promotions on SingSaver, as well as the credit cards eligible for each promotion. At The Balance, we name the best credit cards based on the features we think are the most valuable for different sets of needs. In addition to being open to applicants with limited credit profiles, they also offer: 1. On a lunch or dinner flight departing Singapore their catering is … Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. It comes with an annual income requirement of $120,000 and a hefty $650 annual fee. If you use a basic air miles credit card such as the American Express Singapore Airlines KrisFlyer Credit Card, which gives you 1.1 Miles for every $1 spent, you would earn a total of 26,400 miles over a 2-year period. To be eligible for this promotion, you’ll have to be a new Standard Chartered Bank cardholder and activate your new card within the first 30 days of card approval. If a bank credit card interests you, two of the best credit card rewards programs are American Express and Chase, because their points can be transferred to a wide variety of partners. Read the latest news about Best Deals Credit Card products in Singapore and the best money saving tips. $1 = 4.4. miles on local bus and train rides via mobile contactless. Here are some options for finding the best first credit card. First, almost all spend qualifies you for 1.5% cashback. Here’s why: You don’t necessarily need an … Sign-Up Bonus: The ANZ Travel Visa Signature Credit Card … Look no further than below for Best Credit Card Promotions & Bonuses here! Use of this site constitutes acceptance of our. Earn an additional 30,000 points after you spend $10,000 on purchases in the first … $888. SingSaver Promotion: Get $150 cash credit when you apply as a new UOB cardmember and make a minimum spend of $1,500. You can earn up to 10 miles for every S$1 spent on online travel booking expenses and your points never expire, so you can accumulate them to redeem for even more holidays. There is no single “best credit card” for everyone out there. BOC Singapore >> Bank Cards >> BOC Credit/Debit Cards BOC Credit/Debit Cards BOC Qoo10 Credit Cards BOC Elite Miles World Mastercard BOC Zaobao Credit Card … Receive a further 40,000 bonus points (25,000 miles) when you apply through The Milelion. We offer the pros and cons of the top cards and how to pick the best rewards credit card for you. Deciding between the AMEX Blue and the AMEX Ascend? Space out bills with DBS Payment Plans Earn S$50 cash rebate when Credit cards, are no doubt, one of the basic financial tools we all need to get through the tough times. The HSBC Visa Infinite Card is a premium credit card offering one of highest welcome bonus miles and exclusive travel perks such as unlimited access to airport lounges, airport limousine and express immigration clearance. Compare and find your ideal card with MoneySmart’s easy-to-use credit card comparison tool. Some cards waive the annual fee when a target spending amount has been reached in the previous year. Every credit card rewards program is different, so it’s best to read individual credit card reviews to understand their programs. Long considered one of the best experiences in flying, traveling in Singapore Airlines’ first class is a luxury you won’t want to miss. Or accumulate points for shopping vouchers? Credit cards come with a whole bunch of benefits, so think about which benefits you actually want to use. Read our quick but comprehensive guide to deciding which is better suited for you. On a good day, Singapore’s Suites might be the best first class soft product in the world. If you’ve decided to apply for your first credit card, it’s helpful to know the different types available so you can pick the right one for you. When you’re just starting out without much credit history, finding the right credit card can be tough. You would spend a total of $12,000 per year. SingSaver Promotion: Receive a Garmin Venu Sq Watch (worth $299) or a set of Apple AirPods with Charging Case (worth $239), when you apply for the Standard Chartered Unlimited or Standard Chartered Rewards+ credit card! It allows users to make purchases without having to pay with cash and withdraw money from ATM machines. spend of S$3,000 in your first 3 months, and an additional Acer Monitor KA242Y (u.p. Picking your first credit card can be a challenge. Sign-up bonus: $200 bonus after spending $500 in their first three months, plus earn 5% back on the first $12,000 on groceries in your first account year. Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. On travel booking sites such as Expedia and Agoda, this earn rate can go as high as 6 miles per dollar. Many credit cards do feature an automatic annual fee waiver for the first one or two years. With CIMB Credit Cards, enjoy a high cashback of up to 10%! Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Looking for the best credit cards in Singapore? The best starter credit cards all share similar qualities. Find the best online brokerage firm that suits your needs and start investing today. Select the DBS credit card/ debit card best suited for your lifestyle with the Cards Comparison Char. So you see, getting a credit card has always seemed an insurmountable and needless milestone…at least, to … Second, there’s no cashback cap per month. Cardholders earn 1.1 miles per S$1 on general spend (2 miles See if you can save at Finder Singapore. Chase Sapphire Preferred® Card. On a good day, Singapore’s Suites might be the best first class soft product in the world. T&Cs apply. It really depends on your lifestyle and spending habits. © 2009-2020 MoneySmart. This card also bill itself as the first card in Singapore with a credit limit of S$1,000,000. Think about your current lifestyle and spending habits. Spend S$0. The best credit card is the one that compliments your spending habits and allows you to maximise the cashback you can earn. Apply through us too and receive exclusive welcome gifts – on top of the bank’s own sign-up bonuses! We’ve rounded up the best credit cards for fresh grads in 2019 right here so that you can enjoy more time spending your first paycheck! Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. Annual fees aren’t the only type of credit card charges you might be paying. Unfortunately, there’s no single best credit card in Singapore. You can “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. ... 11 Things to Know Before Getting Your First Credit Card. Tourism is a massive contributor to the economy of Singapore. Sign in now to claim your free savings guide. Citi Cashback Credit Card. The Chase Freedom Unlimited® Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. The details you see on our site may be different from others. The best first rewards credit card to start with is the one that matches your spending habits, travel and lifestyle goals, and your financial situation. Back to top What should I consider before Find a credit card that works for you by comparing rewards, low rates, cashback cards and more. Benefits & Info. This overview of rewards cards basics will help you learn about the different rewards programs out there and, most important, whether or not it’s worth signing up for a … 10,800 miles if you spend a minimum of S$3,000 in the first 3 months. Thinking about Investing during the Circuit Breaker to grow your money? Read these next: Top 6 Air Miles Credit Cards in SingaporeWhy Citi PremierMiles Visa May Be the Most Useful Miles Card in Singapore6 Credit Cards That Give Free Access To Airport LoungesThe Best Miles Cards… May Be Rewards CardsBest Women’s Credit Cards in Singapore. Already signed up? NerdWallet’s credit card finder tool helps you pick the best credit card for your needs. Depending on what you value and what you spend each month, you can save thousands of dollars in cashback or air miles each year simply by choosing the right credit card. The AMEX KrisFlyer Blue, as it’s affectionately called, offers one of the best air miles welcome bonus to help jumpstart your air miles game. Bonus miles capped at $80 transit spend per month till June 2020. 6 reviews ➔ Apply Now. Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked … OCBC Titanium Rewards Card is the best shopping card on the market, for expats and native Singaporeans alike–in fact, no shopping card is more comprehensive and versatile. Points credit cards, on the other hand, are more flexible as they can be used to either get cash rebates on specific merchants or convert points into miles to redeem free flight tickets. When comparing credit card deals, it’s important to consider your financial situation and how you intend to use a card in order to help you find the best no annual fee credit card for you. As a first-time credit card holder who dines out regularly, you’d love the (at Chase's secure site) Earn 80,000 … Visa, Mastercard and Amex are the 3 big global payment networks. Here are the 5 most popular credit cards in Singapore, based on our data: 1. Capital One Platinum Credit Card: Best feature: No annual fee. The vast majority of credit cards fall somewhere in the middle of these two extremes, and $192.60 is a typical fee. 5.0 Apply Now. Compare the top cash back, rewards, petrol, shopping, grocery or air miles credit cards and learn about credit card promotions and more. You can get instant digital credit card approval and issuance if you apply via MyInfo! With so many credit cards in Singapore to choose from, it can be difficult to narrow down the best credit cards to suit your lifestyle. Additionally, we will provide you with a Future Cruise Credit for the value of one day’s worth of … This means they handle all the technical back-end stuff that makes it possible to pay with your credit card anywhere in the world. Takes less than 10mins to apply online with MyInfo. It offers a generous cash-back rewards rate that is nearly unheard of in a secured card. Earn up to 80,000 points. The minimum annual income required for one to qualify for this card is S$150,000. You want a card with great rates and features, and one you can actually get. That’s not bad for a first credit card, especially considering there are no fees whatsoever. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. Cash Back 1.5% Cash Back Cap Unlimited Min. Valid until 27 Dec 2020 - See more details below, Valid until 28 Dec 2020 - See more details below, Valid until 10 Jan 2021 - See more details below, Valid until 31 Dec 2020 - See more details below, Savings on dining, grocery and grab spendings, Convenience and perks for frequent flyers, Unlimited cashback with Ez-link capabilities, Highest cashback on any contactless payment, Find a card that fits your spending habits, Plan how to use your credit card benefits. I never had a credit card while I was abroad, so kind of clueless. And, if the full amount of the credit isn’t used by the end of the sailing, any remaining credit will be refunded to the card on file. “ “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. Both payment networks are easy and secure to use. Long considered one of the best experiences in flying, traveling in Singapore Airlines’ first class is a luxury you won’t want to miss. Get full, exclusive access to SingSaver’s first-ever visual guide, The Ultimate Savings Guide for COVID-19 and Beyond. Returning to Singapore after studying overseas and looking to open my first credit card since I'm starting my first job here. If you already have a Standard Chartered credit card, you’ll be rewarded with $30 cash via PayNow when you sign up. Plus The Ultimate Savings Guide for COVID-19 and Beyond, for free! Spend $20,000 in the first 6 months and get a total of 100,000 points (62,500 miles). The Points Guy, Brian Kelly, answers a reader question about the best rewards credit card strategy for flying Singapore Airlines First Class. Looking for a credit card that best suits your spending style? Sign up by 31 Dec 2020 P2W3D ON TODAY. Simply charge your spend to a cashback card, and you automatically […]The post Best Cashback Credit Cards In Singapore 2020 appeared first on SingSaver Blog - We Compare, You Save. Don’t focus on travel rewards or cash back rates, these will come later. Credit cards are a great way to build your credit history, to make large purchases, and to use during emergencies. Secured Mastercard® from Capital One: Best feature: Potential access to a higher credit … Charged when you move a balance from one card to another, usually 2% to 4% of the amount transferred. For example, if you’re a real foodie and love checking out new restaurants around town, then it makes sense to get a card with rewards points for dining out and useful perks like 1-for-1 buffet promotions. American Express is a bit less widely accepted globally. If you're interested in applying for your first miles credit card and tend to fly with SIA, you may want to consider American Express Singapore Airlines KrisFlyer Card. Promotion valid till 31 July 2020. And third, no minimum spend is required per month — gone are the days having to worry if you’ve met the minimum spend per month on your card. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, American Express Singapore Airlines KrisFlyer Credit Card, Standard Chartered Unlimited Cashback Credit Card, Standard Chartered Visa Infinite Credit Card. Best credit card for: Dining If you dine out a lot – whether at local or overseas restaurants, the OCBC 365 Card’s cashback promos for dining are best for you. Welcome Bonus: 5,000 KrisFlyer miles the very first time you charge to your Card (for first-time American Express Singapore Airlines Credit Card applicants only). 2.8/5. Citi® Double Cash Card – 18 month BT offer. I found and applied for a cashback card easily on their website. This credit is pro-rated based on the cruise fare paid. Earn Miles That Don't Expire - Annual Fee Applies. Promotion is valid till 10 January 2021, T&Cs apply. All financial products and services are presented without warranty. By Rohith MurthyRohith leads SingSaver, a financial comparison site aimed at helping consumers in Singapore save money and time by finding the right financial products. Cashback credit cards offer perhaps the most straightforward type of reward for consumers. It comes with a first-year annual fee waiver and unlike other cards, there are no messy conversion fees to transfer miles to your KrisFlyer frequent flyer program. Also, a min. Senior business executives who travel often for work or leisure may want to check this out. The best rewards credit cards for signup bonuses and category spend bonuses with spending requirements, points/miles worth, and full review. Receive up to 8,800 KrisFlyer bonus miles and a 24″ Acer Monitor (worth S$349) within the first 3 months of membership: The Citi Cash Back Visa Card offers one of the highest cashback rates for groceries, dining, Grab and petrol compared to other cards on the market. Here are the 5 most popular credit cards in Singapore, based on our data: The Standard Chartered Unlimited Cashback Card is a no-brainer when it comes to calculating your cashback per month. Which are the most popular credit cards in Singapore? Find the best airline card and start earning miles today. The best first credit cards have minimal credit requirements (if any at all) and give cardholders regular access to a free credit score, in addition to exceptional offerings like rewards, few costs, or a low APR. The UOB PRVI Miles Card is recognised to be one of the best air miles cards in Singapore, thanks to its generous earn rate of 1.4 miles per dollar (local) and 2.4 miles per dollar (overseas). Find the best credit cards in Singapore. We’ve compiled the best credit cards in Malaysia for 2019. I found and applied for a cashback card easily on their website. Whether you’re looking for travel rewards, cash back on everyday purchases, a way to build credit, or a better way to pay down costly debt, we’ve done the research and crunched numbers to find the very best option for you. A secured credit card is often your best option when getting your first credit card, and this is a good one. Petal 2 Visa® Credit Card. This is a fee imposed on overseas spending - whether it’s while you’re traveling or even when making an online purchase on a foreign website. Pick your Citibank card here! A credit card is a form of unsecured credit issued by banks. Best . Citi PremierMiles Visa Credit Card is a great travel card to start with. Weigh hundreds of credit card options at once. In addition, you can earn: • 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year. The best choice is likely to be a credit builder credit card , as these are designed for people with a poor or limited credit history. Best Business Credit Cards American Express® Business Gold Card: Best Business Credit Card For Membership Rewards The Business Platinum Card® from American Express: Best … No Annual Fee. UOB PRVI Miles Visa Card: Up to 6 mpd on travel sites. Let’s assume you charge an average of $1,000 per month to your credit card. SingSaver.com.sg’s comparison tool helped me decide on an air miles card in 10 minutes.” ”, “ “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. Your personal and financial data stays safe through 2-factor authentication. Be prepared to fork out up to 6% of the transaction amount, plus 2%+ daily charges on unpaid withdrawn balance. Specifically, Singapore Suites is one of the best first class cabins in the industry.. Not only is the inflight product amazing, but Singapore’s flight attendants are some of the most attentive in the industry. Heck, I only got my first life insurance plan last year. You can compare credit cards and choose up to 3 cards. Capital One Platinum Credit Card: Best feature: No annual fee. What are the things you spend the most money on? You’re in luck! ANZ Travel Visa Signature Credit Card. The best airline credit cards offer perks that can save frequent flyers hundreds of dollars a year. Be sure to ask a bank rep to clarify if you don’t see answers anywhere. Credit Card. $1 = 3 miles on online spend. And the best part? BEST Online Offer! Some credit cards allow you to withdraw cash from ATMs, using your credit line. Capital One also has cards like the Capital One Venture Rewards Credit Card that earn points that can be transferred to specific travel partners. Compare credit cards and apply for credit cards online! Different credit cards will suit different spending, lifestyle profiles and reward preferences. Or would you rather enjoy cash rebates? This promotion is valid for the first 200 new UOB cardmembers from now till 31 December 2020. Avoid paring Miles credit cards with Cashback credit cards since these reward types are incompatible. If you’ve never had a credit card or loan before, a secured credit card offers your best chance of approval. In fact, I’ll be updating this article pretty often. Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This is usually 2.5% to 3% on top of the prevailing foreign exchange rate. Note that American Express also issues its own credit cards, even though it’s not a bank. Customers must have an annual income of at least $500,000 to have the card and pay an annual fee of $2,000. The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. Annual Fee … Whether you’re on team cashback, air miles, or rewards, you can always save time comparing on SingSaver. Best Credit Card Sign-up Free Gift; Best Singapore Deposit Rates; Calendar; Credit Cards, Prepaid Cards, Banks all; ongoing ; started today ; ends today ; starts tomorrow ; upcoming ; YouTrip: Sign up & get up to $8 cashback on 21 brands, plus a chance to win $100! This is because you’ll want to maximize the rewards you’ll earn, be able to use those rewards to realize your goals, and of course, be able to pay off your balance in full each month. Capital One Platinum does not require a security deposit. Below is a visual representation of the approximate savings one can earn by using the best shopping credit cards in Singapore. It’s in 140 countries compared to Visa and Mastercard’s 200+. Now that you’ve seen a snapshot of these cards, let’s take a closer look at each one. You do get more benefits. You can get the Discover it Secured Spend Bonus: Receive a Bang & Olufsen Beoplay E8 2.0 (worth up to S$399) when you spend S$5,000 in the first 3 months of Card Membership. Citi has one of the widest range of frequent flyer programs for you to transfer your points into, including British Airways, Qatar Airways, Thai and Qantas, making these very flexible points to accrue. Love it.”, Maybank Horizon Visa Signature Credit Card, Standard Chartered Unlimited Cashback Card, Allianz Global Assistance Travel Insurance, American Express Singapore Airlines KrisFlyer Credit Card, instant digital credit card approval and issuance, highest cashback rates for groceries, dining, Grab and petrol, Top 6 Air Miles Credit Cards in Singapore, Why Citi PremierMiles Visa May Be the Most Useful Miles Card in Singapore, 6 Credit Cards That Give Free Access To Airport Lounges, The Best Miles Cards… May Be Rewards Cards, Low earn rate of $1 = 1.1 miles on local spend, $1 = 3.1 miles on Grab rides and select coffee, fast food, food delivery, pharmacy, and entertainment merchants, 8% cash back on Groceries & Petrol daily, worldwide, 6% cashback on Dining at restaurants, cafes, fast food eateries, caterers daily, worldwide, Fuel savings of up to 20.88% at Esso & Shell, Up to $1,000,000 coverage when you charge your travel tickets to the card, Low minimum spend of $800 per month required to earn cashback. Tens of millions of people visit the country from overseas every year, keen to experience the fun attractions, island resorts and pleasant temperatures all year round.. It’s one of the most economically developed countries in the whole of Asia, meaning tourists should have little to no problem spending money on a credit card. The best first credit card is the Capital One Platinum Credit Card because it has a $0 annual fee and offers high approval odds to people with limited or no credit history. Love it.” ”, Discover for yourself the most suitable option. Some content may be compensated through third-party advertisers. Here are some of the cards that are best suited for high-income earners. Here’s how: At some point in your life, you’ll probably wonder if there’s a difference between a Visa card and Mastercard (and maybe American Express). Only for new Citi credit card customers in Singapore. Save S$187 Extra Discount LG UHD SMART TV 43UN7300PTC S$762.00 S$949.00 Save S$700 Extra Discount SHARP SOUND BAR HT-SBW460 … You will find the best publicly available credit card signup bonus, offers, deals, and promotions. Visa and Mastercard are extremely widely accepted worldwide, both online and offline. It is at least double the price (if you consider it along with the joining fee) of the next most expensive one available. $1 = 6 miles on Agoda, Expedia and UOB Travel, 35,000 welcome miles upon approval and annual fee payment, Low miles earn rate for local (1 mid) and overseas (2 mpd) spend, Unlimited lounge access across 1,100 airport lounges, 1 complimentary airport limousine transfer and express immigration clearance on $2,000 spent on eligible purchases per month, $20 worth of Grab rides when you apply online with MyInfo via SingPass, 5,000 bonus miles upon spending $3,000 (new and existing cardholders), Spend $3,000 within first 3 months to receive 3,300 miles on 1.1 earn rate, 24″ Acer Monitor (worth S$349) upon spending $3,000 (new cardholders only). Credit Cards Get the Maybank Credit Card that complements your lifestyle and gives you the best rewards. Opening your first credit card is an important step towards financial independence in a young adult's life. Best Credit Cards for Building Credit of December 2020Bank of America® Cash Rewards Credit Card for Students: Best feature: Cash back for students. On a lunch or dinner flight departing Singapore their catering is typically excellent, and they sometimes have caviar, satay, etc. When comparing the best credit cards for rewards, it is often a good choice to combine multiple credit cards each specializing in a particular spending type or card feature that best suits your lifestyle. The best first credit card to get will be the one to start building your credit history. What’s also surprising is that the annual income requirement is only $30,000 so it’s a great entry-level card to really start racking up miles. All Singapore credit cards come with a credit limit and an interest rate which is set by the lender. You’ll have to choose the best one for you. Coupled with a relatively low minimum monthly spend of $800, it’s a well-rounded, multi-purpose card ideal for dining out, supermarket shopping and Grab rides or filling up fuel if you own a car. Enjoy a complimentary 2 night stay at selected Banyan Tree and Mandarin Oriental hotels, with a further 1 night free stay at the W Singapore or St Regis Singapore. Cardholders earn 10 points (4 miles) per S$1 spend on fashion, electronics, and retail with select merchants like Amazon, Lazada, Qoo10 and many more. Get your full, exclusive copy of The Ultimate Savings Guide for COVID-19 and Beyond, including tips on reducing unnecessary expenses, creating additional income streams and more! Receive $80 cash via PayNow for new customers when you spend $500 within the first month of card … Based on an average monthly spend of S$2,000, we analysed the best credit cards for overseas expenditures on the market, calculating the total value they generate for their users after 2 years, summing up all rewards and netting out annual fees. on Citibank's application. Promotion valid till 30 June 2020. See our top picks of 2020 and find the right credit card for your favorite airlines. It’s definitely a great fuss-free cashback credit card for all-rounded spending. However, many people still love using Amex because they have an excellent reputation for customer care. The Centurion Card is by far the most exclusive among the credit cards available in Singapore. Earn unlimited 1.5% cash back on all purchases. Compare the Best Overseas Credit Cards in Singapore. With no annual fees for life, the best cashback cards in Singapore gives you access to over 1,000 regional deals and discounts, privileges like complimentary green fees and more! All financial products and services are presented without warranty. These dollar values * represent the approximate amount of rewards a person can earn in cash rebate & air miles when spending S$2,000 per month for 2 years. SingSaver exclusive promotion: Receive a set of Sony WF-1000XM3 Wireless Noise Cancelling Headphones (worth $349) or $300 cash via PayNow when you make a qualifying spend within 30 days of card approval. The first three-odd years of my working life were also spent dodging paying off my CPF education loan from, like, 2012. $150 cash credit when you spend $1,500 within 30 days from approval date. When it comes to your credit scores, the average length of your credit history matters. Additionally, this site may be compensated through third party advertisers. The American Express® Singapore Airlines KrisFlyer Credit Card Receive up to 13,300 KrisFlyer miles with a min. Here are three of the best credit cards that you can use to book an award trip to Singapore: Chase Sapphire Preferred The Chase Sapphire … Re on team cashback, air miles, or rewards, you ’ ll be updating this article often. Addition to being open to applicants with limited credit, you can about terms and like... First time on local bus and train rides via mobile contactless look At each one keep our information accurate up! All financial products and services are presented without warranty cards with cashback credit cards for building of... The Amex Ascend 140 countries compared to Visa and Mastercard are extremely accepted... Income required for one to get things to know before getting your first credit card for Students the. Credit of December 2020Bank of America® cash rewards credit cards fall somewhere the... 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