If you’ve been turned down for traditional bank loans or credit cards, OneMain Financial’s personal loans may be an option. Cost: Varies; OneMain Financial is a big name in the consumer loan market and has been business since 1920 under various names. Poor Customer Reviews. OneMain Financial Review. OneMain Financial Personal Loans Reviews . OneMain Financial now offers personal and auto loans and has more than 1,600 brick-and-mortar locations in 44 states. In the top OneMain Financial reviews, customers praised the professionalism of the employees. OneMain Financial. Reviewers typically complain that their debt consolidation loan actually requires collateral and that it brings higher interest rates. 310 Reviews . Recent recommendations regarding this business are as follows: "Don’t do buisness there", "Do not use … OneMain Financial will look at your credit score and credit history when you apply. Truly, I am satisfied with the service I received. Review Of OneMain Financial. OneMain Financial charges an origination fee that’s built into the monthly payments. There are few things to consider if you want to get a personal loan from OneMain Financial. A personal loan from OneMain Financial may be worth considering if you need to borrow money but a poor credit score is keeping you from qualifying with … OneMain provides loans and other credit-related products to consumers in 44 states. The overall rating of the company is 1.5 and consumers are mostly dissatisfied.. This review focuses on OneMain Financial’s unsecured personal loans OneMain’s personal loans are commonly used for debt consolidation, wedding and medical expenses, home improvement projects and auto financing. In April 2020, BusinessWire reported that OneMain Financial responded to the negative impacts of the COVID-19 pandemic by donating $1 million to organizations and payment relief for borrowers. Add Review. OneMain Financial does not disclose monthly payment amounts, upfront fees, or annual percentage rate/ interest rates. OneMain Financial in the news. The high One Main interest rates were also mentioned in the positive reviews, the difference being that the company was upfront about all the costs of the loan. From Borrowers in the last year . They also consider your debt to income ratio when considering your loan application. 5 62% 4 8% 3 4% 2 3% 1 23% Apply Now. ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL . The whole experience from beginning to end was great, quick and easy. The majority of OneMain Financial reviews are negative on our site. A free inside look at company reviews and salaries posted anonymously by employees. Every staff member was Awesome, helpful, and really took the time to help me understand the whole process! Saturday, December 19th. 2020 Loan Consolidation Company Reviews. OneMain Financial. I know I will be continuing to do business with One Main Financial. 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