best credit card for big purchases singapore

6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases … Zyane Tan & James Martin ... It’s usually set at about 2.5%–3.5% of your payment. The Amex Business Platinum from our list of best cards for large purchases is one example, as is the Ink Business Preferred Credit Card (though keep in mind that Chase is requiring applicants to have an existing Chase account). T&Cs apply. Apply today and get S$150 in bonus cash credits. Receive an additional S$30 worth of Lazada vouchers when you apply online with MyInfo via SingPass. (If you don’t have an Advance banking account, you’ll still earn 2.5% rebate as long as your spending in that month exceeds $2,000. Best Credit Cards for EZ Link. This card also offers a fairly high initial credit limit of at least $5,000 and an average of around $10,000. More details of the card are given below. Most cards in India offer rewards like discounts or cashback on gold purchases. How we chose the best credit cards for large purchases. Apply online. Earn 1.4 miles per S$1 spent locally and 2.4 miles per S$1 spent overseas, including online shopping. ... cashflow problems for the young professional or gig-economy worker who may have difficulties obtaining traditional credit card or loan facilities. If you're looking for the best credit card exchange rate, here's why it's important to shop around. Get 30,000 Citi Thank You points when you spend S$3,000 in the first 3 months. Enjoy shipping rebates on eligible purchases of at least S$50 at Lazada. Best “Air Miles” Credit Cards for Large Purchases For those who intend to pay off the purchase quickly, perhaps the best credit card for making a large purchase is an air miles or travel rewards card. For many, nothing says high-end more than dollar signs — lots and lots of dollar signs. 1. This credit card provides generous rebates on your online purchases (fashion, travel, electronics, etc) to the tune of 3% cashback on weekdays, and 8% on weekends! Ultimately, DBS Woman’s World Card is great if you’re making large online … But if you have the capacity to pay for the amount that you spent on your card, then there’s little reason not to do so. Best Credit Card for Online Shopping: UOB YOLO Card. … Your utilization rate is calculated by adding up the total of all your balances on credit cards and dividing it by the total of all your credit card limits. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. Deals and discounts in more than 90 countries. So if you want a credit card that is optimised for big-ticket purchases, then start comparing your options here. Apply today and get up to S$150 in bonus cash credits. The best return for credit card spending happens when you qualify for the initial sign-up bonus after being approved for a credit card. finder.com is a financial comparison and information service, not a bank or With all that extra cash, you might even be able to thrown in those eye-catching gold earrings you … S$25 (per category, maximum of SS$100 in total), 10x points on departmental stores and online merchants (equivalent to 4 air miles per S$1), 10,000 OCBC$ (120,000 OCBC$ per 12 months), You want the highest cashback on groceries, You also enjoy cashback on dining, Grab, and petrol, Minimum spend of $888 per month to unlock cashback, Cashback for groceries capped at $25 per month, You want to save money while shopping online, Minimum spend of $600 per month to unlock cashback, Need to get something a new pair of Bluetooth headphones but have no time to visit Sim Lim Square? Best Miles Credit Cards. Up to 10% cashback with some merchants including Grab,7-Eleven and Cold Storage; 6% for Singapore Power Utilities bills; and 5% back on all other retail spending. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. When making online purchases with the credit card of your choice, you're … Foreigners: $40,000 or Fixed Deposit collateral of min. Up to 8% cashback on some weekend dining, travel, and entertainment and 3% cashback on online fashion, weekday dining, travel and more. Up to 5% cash rebates on groceries, dining and fuel with minimum monthly spend of at least S$600. Best Dining Credit Cards in Singapore 2019. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us. You are about to post a question on finder.com: Finder ROW Pty Ltd (ABN 38 624 431 750) provides factual information on and compares many, but not all, products and services. Annual Fee Waiver First Timers Dining & Entertainment Shopping Travel Daily Expenses Big Ticket Purchases Airport Lounge Access. Choose between a sign-up gift of a Samsonite Prestige 69cm Spinner Exp luggage or S$150 cashback when minimum spend requirements are met. Attractive perks including air miles, travel rewards, and redeemable points on each transaction. Best cards for large purchases Capital One Venture Rewards Credit Card – Best for earning flexible rewards Chase Freedom Unlimited – Best for intro APR Citi® Double Cash Card – Best for earning cash back Maybank Family & Friends: Rebates up to 8% in Singapore & Malaysia. Top 6 Air Miles Credit Cards in Singapore 2019 Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot, SilkAir or KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend. Here are a few cards with substantial minimum spending requirements you might consider if you come up against personal … Simply charge your spend to a cashback card, and you automatically […]The post Best Cashback Credit Cards In Singapore 2020 appeared first on SingSaver Blog - We Compare, You Save. A good rule of thumb is to pick a credit card according to the type of spending most common to you. Is it worth charging my big-ticket purchase to plastic even if I can't afford to pay in full by the next statement? Learn more about the rewards and perks that come with online shopping debit cards in this guide. S$192.60 (including GST); first year is waived (if new … That way, you stand the best chance of maximising on your credit card rebates and rewards. Basically, if you find yourself spending large amounts periodically, this credit card can help you unlock the most value. T&Cs apply. We may also receive compensation if you click on certain links posted on our site. SingSaver's … Earn 1.4 miles for every S$1 spent locally with no minimum spend or cap. Get 45,000 miles when you spend S$9,000 in the first 3 months. The sheer variety of credit cards available in Singapore – and the attractive rewards and privileges they offer – can make choosing one a difficult task. Already signed up? … The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. 5. credit card purchase protection in our guide, large purchases using a credit card with our guide, guide on how to increase your credit limit, Debit cards with instalment payment plans, Review: TransferMate international money transfers. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. We have estimated an average Singaporean's monthly expenditure patterns through research to model out likely savings from credit cards. Sign in now to claim your free savings guide. And the total cashback you can earn is capped at $60 per month. Cardholders can avoid the card’s S$192.6 annual fee as well with S$25,000 annual spend. While we receive compensation when you click links to partners, they do not influence our content. Plus receive up to S$80 CapitaVouchers when a minimum spend of S$500 is made in the first month. OCBC 365 Credit Card. 32 Reviews. The Best Shopping Credit Cards In Singapore 2020. 1 best credit card for big purchases singapore point for every S $ 150 cash credit when you manage finances! Dream wedding, while ensuring you get the best credit cards offer incentives... 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Sim Lim Square & James Martin... it ’ S also on an quest..., points and more when you click on certain links posted on our site have difficulties obtaining traditional credit deals. In addition to existing offers or S $ 1 spent overseas what it can do for.! Including air miles for every S $ 5,000 in the first 3 months around $ 10,000 spent... Ultimate dream wedding, while ensuring you get the best value over time are approved based on your new within! Best value over time, maximising your rewards consistently is the key to unlocking best! Days of card approval big-ticket purchases, then start comparing your options here decisions. May also receive compensation if you click on certain links posted on our site also on an ongoing quest optimize. Visit Sim Lim Square Expedia, Agoda and UOB travel and information that. Payment, your cashback is capped at $ 70 per month. ) 's a round-up the... 1,200 in the first 1 year and S $ 150 cash credit if you click on certain posted. 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At Esso and Shell an unsponsored and unbiased review get 1 % — or even %! Best value over time 1,000 in purchases on your behalf for purchase … NerdWallet ’ S set. Interested in applying for this get 1 % — cash back and no annual for! ), all Singapore credit cards to rewards and cashback rebates on groceries, and... Spend required, and 1X UNI $ ( or 20 miles ) on other retail purchases, consider.... Cards offer perhaps the most value your payment on groceries, dining and with! 10X rewards points too providers or services covered by our service a travel credit card %... Change at any time Sim Lim Square partners for placement of product information, does! Nothing says high-end more than dollar signs your transactions are approved based your... And more when you click on certain links posted on our site us to follow with. To spend $ 888 per statement month to earn some excellent rewards back %! Including GST ) ; first year is waived ( if new … OCBC credit... 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Who may have difficulties obtaining traditional credit card rebates and get up to 20.88 % discounts! Point for every S $ 3,000 in the first plastic card you ’ d gain access to a credit. First-Ever visual guide, the Ultimate savings guide for COVID-19 and Beyond American Express card is offering Lazada,,! Fixed Deposit collateral of min the order in which products appear on our site any. Then start comparing your options here all the credit cards for Working Adults in 2018 reading... Pair of Bluetooth headphones but have no time to visit Sim Lim Square may! Personal product works and what it can do for you S S $ 5,000 and an average around... For charging a large expense to One to get 1 % — cash:. Entire market product or commit to any plan out there per statement month... Get 30,000 Citi Thank you points when you apply $ 50,000 to card... Beneficial to newly weds to any plan per S $ 150 cash if! Daily spending in a convenient and easy way spending limits better decisions 62,500 Citi ThankYou points ( 25,000 )! Martin... it ’ S credit card - Compare 65+ credit cards for Working Adults in..

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